having both amex platinum and chase sapphire preferred

having both amex platinum and chase sapphire preferred

Chase Sapphire Reserve: Points are worth 1.5 cents each for all award travel or can transfer to a 1:1 travel partner. The first thing you might notice on these two cards is the vast difference in annual fees. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits. Points can be exchanged for cash back, gift cards, or statement credits, with each point worth 1. Meanwhile, Amex Membership Rewards has a whopping 20-plus transfer partners, but not all of them are worth your attention. Our points-obsessed staff uses a plethora of credit cards on a daily basis. The $300 annual travel credit is automatically applied to a wide range of purchases. 252 Sharp Street, Cooma, NSW, 2630. binstak router bits speeds and feeds. The Points Guy team approximates the value of each Membership Rewards point at 1.9, though again, it's possible to get a lesser or much greater value depending on how you use them. Secondary car rental coverage. The Chase Sapphire Reserve offers up to a $300 travel credit each card member year. Points are worth 1 cent each when redeemed as cash back. PreCheck credit (This benefit applies once every 4.5 years for the application fee for TSA PreCheck and every 4 years for Global Entry), Access to the Amex International Airline Program, which can save you money on premium international airfare, Access to Amex Fine The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinum's $695 annual fee. Ryan is wondering whether it makes sense to add The Platinum Card from American Express (winner of TPGs battle of the premium cards) to his wallet, as the card provides a tremendous lineup of perks and benefits. Access is exclusive for Platinum and Centurion (Black) cardholders. Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Up to $200 annual prepaid hotel statement credit. The cards coverages include trip cancellation and interruption insurance, trip delay insurance and lost and delayed baggage insurance. That means that Amex points are slightly more valuable than Chase points. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. Personally, Meanwhile, the Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 in the first three months from account opening. The Platinum Card from. You could also buy gift cards for brands you know you shop with oftenfor example, buying Amazon gift cards before the holidays or Airbnb gift cards ahead of a summer road trip. Improve earnings, maximize rewards and track progress toward dream trips. A flashy metal card design combined with a lucrative rewards rate and flexible redemption options makes it easy to see its long-term value. The five flows in marketing channels discussed in the text are, Bath and body works visor clip instructions, What time does the next fortnite season come out, All inclusive miami vacation packages with airfare, How to remove recent inquiries from credit report, How much is 2.5 liters of water in gallons, Amex Platinum Vs. Chase Sapphire Reserve (2022). To me that means the card has a real out of pocket of $250 annually, and for that you receive 3x points on dining and travel, the ability to maximize the value of Or maybe youre wondering why these two cards are so popular among frequent travelers. Plus Ups are excluded. It doesn't offer 10X on hotels and car rentals like Capital One Venture X, but the Venture X card isn't its direct competitor, the Venture Card, sans "X", is. Charge card vs Credit Card The Chase Sapphire Reserve is a credit card while the American Express Platinum is a "charge card." A charge card must be paid off in full each month or else you face a hefty monthly fee. That covers things like hotel accommodations, meals, toiletries, and a change of clothing really, anything that can be considered a "reasonable" expense. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. All Rights Reserved. A Global Entry or TSA All told, Chase can transfer to 11 airlines and three hotel brands. Chase Sapphire Preferred Card The Platinum Card from American Express Intro Offer 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening Rewards. The Forbes Advisor editorial team is independent and objective. If you're someone who normally buys travel insurance, using the insurance that comes with the Chase Sapphire Reserve can easily save you $2050 every time you travel. is the former credit cards editor at The Points Guy where he managed credit card content and other points and miles features. The Priority Pass Select membership that comes with the Chase Sapphire Reserve includes select airport restaurants. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. Platinum cardholders can get gold-level elite status at Marriott, and Hilton hotels**. These are worth at least $600 when you use them to book flights through Amex Travel, less for most other uses, or potentially more when transferred to Amex's airline partners. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. LOANS. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. That means the 60,000 points earned from the sign-up. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. This does not drive our decision as to whether or not a product is featured or recommended. Plus, you earn 3 points per dollar on travel (excluding the $300 travel credit) and dining, and these categories are broad enough that you wont be scratching your head trying to decide if youre swiping the right card. Both the Chase Sapphire Preferred and the American Express Platinum cards offer welcome bonuses, which change from time to time. Both cards offer transfers to international airlines like Virgin Atlantic, Air France/KLM and British Airways, which can be used both to book international award tickets and domestic flights within the United States through each programs partner airlines. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular and rewarding premium cards. If you rent cars just a few times a year, this should save you a ton if you're a frequent renter, it might even cover the remaining $150 of the fee. Does it make sense to have Amex Gold and Chase Sapphire Reserve? Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Traveling for spring break? With that in mind, what do I recommend for people who ask me which card they should get? product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. For rates and fees of the Amex Platinum card, please click here. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. However, they offer slightly different value propositions. Related: The best travel credit cards of 2023. Eligibility and Benefit level varies by Card. Access your favorite topics in a personalized feed while you're on the go. Get theAmex Platinum. Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a modest annual fee. He earned his bachelor's degree from Muhlenberg College and his master's from the University of Edinburgh in Scotland, UK. But, with the much higher $695 annual fee, you're going to need to clip a lot of coupons from this " glorified coupon book " to make it worth paying the fee. Please visit americanexpress.com/benefitsguide for more details. That means that at the end of your first year, you'll have gotten back the entire fee, plus an extra $50. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Many Amex Platinum holders find these extra perks justify the higher fee, so be sure to consider the big picture when comparing cards. The Amex Gold welcome bonus is 60,000 points after spending $4000 in the first 6 months of opening your account. On the surface, 3 points per dollar on these categories is respectable. Chase Dining purchases made through the Ultimate Rewards portal. This is by far the trickiest part of the comparison, with a lot of different pieces to unpack. Its also the one where your own personal preferences may sway you the most to one card or another. Long after your bonus has been earned and spent, youll want a card that will help you rack up valuable transferable points quickly. Update: Some offers mentioned below are no longer available. 20 workers can build a wall in 30 days, how many days will 15 workers take to build the same wall. Personally I view the two cards as complements rather than substitutes. Amex has partially closed the gap, adding a new suite of travel protection benefits to the Amex Platinum card (see here for more). Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. Your best option depends on which other Chase or Amex cards you currently have in your wallet and how the bonus categories on those other cards overlap with the Chase Sapphire Reserve and Amex Platinum. These cards usually offer the most generous rewards and useful perks available for customers who are loyal to a particular airline or hotel chain. Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply dont have reasonably priced redemption options. The Chase Sapphire Reserve's annual fee is slightly lower at $550. Terms, Conditions and Limitations Apply. Personally I view the two cards as complements rather than substitutes. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. View the current offers here. Information provided on Forbes Advisor is for educational purposes only. Terms, Conditions and Limitations Apply. In See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. Breeze through security with CLEAR lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Executives hint at an answer. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. It also comes with more premium benefits than its little siblingbut know that theres a hefty annual fee of $550. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. However, its still wise to evaluate the APR ranges before applying for a new card. Theres a minimum earning rate of 1 point per dollar spent. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. The airline benefit is limited to first 500K in purchases per calendar year; Earn 1 point for every $1 spent on other eligible purchases. Winner: Chase Sapphire Reserve is the best for earning thanks to its favorable everyday bonus categories that help you earn more points in the long term. How To Find The Cheapest Travel Insurance, Citi / AAdvantage Executive World Elite Mastercard, Chase Sapphire Preferred Vs. Capital One Venture, Chase Freedom Unlimited Vs. Chase Slate Edge, 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening, 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership, 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases, 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . The Chase Sapphire Preferred Card carries a $95 annual fee, compared to the Capital One Venture X. I understand the math wont make sense for everyone, but I do believe that the two cards have very different value propositions. Up to $189 annual Clear membership statement credit. Commissions do not affect our editors' opinions or evaluations. One credit every four years for Global Entry or every 4 1/2 years for TSA PreCheck. And we haven't even gotten to the rewards yet. That noted, there are plenty of very . As for elite status, the IHG Rewards Premier card gives you automatic Platinum . For rates and fees of the Amex Platinum, click here. The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. Going by that number, the sign-up bonus is worth around $1,050. However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. That's only $667 per month of spending required to hit the bonus! Currently, the Sapphire Reserve offers a 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations. However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. On the airline side of things, popular redemption options include United MileagePlus, Southwest Rapid Rewards, British Airways Avios, Virgin Atlantic Flying Club and Flying Blue (Air France-KLM) though the last three also partner with Amex Membership Rewards. Additional reporting by Joseph Hostetler. Please visit americanexpress.com/benefitsguide for more details. You can also use them to purchase travel through Chase, which works just like any other online travel agency. Finally, both cards offer rental car insurance, though its primary on the Sapphire Preferredon the Platinum, its secondary to your personal insurance. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. But they also have differences and similarities that make a compelling case as to whether one or both are right for you. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. Improve earnings, maximize rewards and track progress toward dream trips. Today, were going to take a look at how they stack up against each other and whether you should consider adding one (or both) to your wallet. Money. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. If you are looking for a cash-back rewards card for your everyday spending, there are better options available than these two cards. Get the Chase Sapphire Reserve, Do you want the best card for airport lounge access, a huge number of credits that could way more than justify the annual fee, useful mid-tier hotel status with two programs, 5x points on airfare, and more? Is that even a thing? After logging in to your Chase Sapphire Preferred Card account, click on 'More' in the top right corner. Its true the Amex Platinum offers Delta Sky Club access. Performance information may have changed since the time of publication. Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. Capital One Venture X Rewards Credit Card . When you subtract the $300 credit from the $550 annual fee, the Chase Sapphire Reservefee is effectively just $250. Points are worth 1.25 cents each when redeemed toward travel booked with Chase Ultimate Rewards or used in select Pay Yourself Back categories. Thats $750 when you redeem through Chase Ultimate Rewards. It reflects the many linkages that tie channel members and other agencies together in the DOWNLOADS Since August 23, 2010 COinS Page 2 PDF Editorial Volume 4, Issue 3Ciorstan J. Smark PDF Book Review : Social and Environmental AccountingLee C. Moerman Page 3 PDF Editorial Volume Bottom Line: With access to over 1,300 airport lounges worldwide across several lounge networks, including the exclusive Centurion Lounges. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. In some cases, we receive a commission from our partners; however, our opinions are our own. Because the airline fee credit is each calendar year, if you open a card midyear, you should be able to use it twice within the first 12 months you have the card. Looking at the coffee, breakfasts, snacks, drinks, and even meals I've had in lounges over the past year, that I would have otherwise paid for in the terminal, I'd estimate that I've gotten at least $150 worth of value although that number will be higher by the time I finish my card member year. If you prefer an Amex, consider the American Express Green Card*. No single credit card is the best option for every family, every purchase or every budget. By clicking "Accept All", you consent to our use of cookies. Earn more than $1,000 in statement credits each cardmember year for select purchases with partnering merchants. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. Up to a $300 in annual statement credits on the Equinox+ digital fitness app, or eligible Equinox club memberships, Up to a $300 SoulCycle statement credit (applied to a single purchase), Up to $240 digital entertainment credit to selected partners (applied as $20/monthly), Up to a $200 airline incidental fee statement credit (after picking a qualifying airline), Up to a $200 hotel statement credit toward Fine Hotels + Resorts or The Hotel Collection bookings made with American Express Travel, Up to $200 Uber Cash (applied as $15 monthly with a $20 bonus in December), Up to a $189 CLEAR credit (applied toward annual membership fees), Up to $155 Walmart+ statement credit (applied as monthly rebate of Walmart+ subscription), Up to a $100 Saks statement credit (applied as $50 twice annually). That said, youll often get a better value by transferring your points to the loyalty programs of airlines and hotels instead. As a result, you're typically much better off with the transfer options. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This is true for cards with lower annual fees like the $95 Chase Sapphire Preferred Card, as long as you spend on it and for mid-priced cards like the Delta SkyMiles Platinum American Express Card, which has yearly benefits that are more valuable than the $250 annual fee. The Platinum Card from American Express - AllCards.com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. While the Chase Sapphire Reserve offers access to more than 1,000+airport lounges as well as credits to a number of restaurants, spas, and other properties many of these lounges are in international terminals in US airports, or in foreign airports. Many of these cards offer solid value, especially if youre loyal to the underlying brand. When you subtract the two credits,the Platinum Card's annual fee is also just $150. page for a list of current offers. It's backed up by an excellent rewards program: Basics of the Amex Platinum Card; Basics of the Chase Sapphire Reserve Card Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. The only unique benefit for the Amex vs the CSR is the rental car and hotel status. Please try again later. We'll run a soft credit check to find special offers, but it wont affect your credit score. There are two long-standing titans of the premium card market. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. Terms, Conditions and Limitations Apply. While the credit doesn't cover tickets, it covers incidental fees like checked bags, seat assignments on basic economy tickets, change fees, and more. Points within the Chase ecosystem can be valuable compared to other rewards programs, especially if you hold a Chase Sapphire Reserve. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. Both Chase Ultimate Rewards and American Express Membership Rewards allow you to convert your rewards to partnering frequent flyer and hotel loyalty programs. The additional benefits, such as the $300 annual travel credit and Priority Pass lounge access, are effectively free at that point. Please check out our advertiser policy for further details about our partners, and thanks for your support! Find the right card for you. Find the right card for you. See our Keep in mind that we're focusing on the rewards and perks that make these cards great options, not things like interest rates and late fees, which can far outweigh the value of any rewards. Both the American Express Platinum and the Chase Sapphire Preferred Card come with a robust suite of travel insurance benefits that can protect you in the event that something goes wrong during a trip booked with your card. We frequently receive products free of charge from manufacturers to test. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, along with high ongoing rewards rates and an annual hotel credit. Of course, that only applies if you can comfortably float the money for the annual fees, which are due when your first monthly statement closes. Another major cruise line hikes drinks package costs sharply but there's a twist, Get more from your points with these transfer bonuses. The Chase Sapphire Preferred Card delivers the best value of any travel rewards credit card on the market. We operate independently from our advertising sales team. She's always looking for new ways to make travel easier, more memorable, and more affordable, particularly by using miles and points. equally broad 3 points per dollar spent on dining, Chase Ultimate Rewards and Amex Membership Rewards, 11 airline and three hotel transfer partners, free nights start as low as 3,500 points per night, $200 annual airline incidental fee statement credit, $200 annual prepaid hotel statement credit, $240 in digital entertainment statement credits, American Express Global Lounge Collection, Dear credit card issuers: Lighten up on the airline fee credit restrictions, Amexs wide collection of Centurion Lounges, build out its own network of branded lounges, Gold elite status with both Marriott and Hilton, Do Not Sell or Share My Personal Information. Here are the best cards for making your trip more comfortable. High reward potential on flights and hotels booked through American Express Travel, Multiple credits can help justify the fee, Luxury travel benefits and elite status with Hilton and Marriott with enrollment, Maximizing the statement credits takes some work and could be unworkable for many, Reward rate outside of travel is sub-par for a premium card. Related: Dear credit card issuers: Lighten up on the airline fee credit restrictions. Card Members are responsible for the costs charged by third-party service providers. The Sapphire Reserve, by comparison, is a premium card thats simple enough for beginners and pros alike. Similarly, primary cardholders have access to select Lufthansa lounges when flying on Lufthansa. If you buy them, we get a small share of the revenue from the sale from our commerce partners. We highlight products and services you might find interesting. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Chase offers no equivalent benefit. Download the free TPG App to start spending like a pro. I'm gonna get them both and hit the SUB (my normal spending will hit both with somewhat ease). On the other hand, the American Express Platinum has a narrow definition of travel eligible to earn at an increased rate, and no other bonus categories. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. Learn More Terms Apply. *Eligibility and benefit level varies by card. The American Express Platinum usually offers the more generous welcome bonus, though it requires a higher spending requirement. The annual percentage rate on your Amex Platinum is between 19.74% and 26.74% while Chase Sapphire reserve has an annual percentage rate between 19.99% and 26.99%. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. While Amex Platinum offers lucrative travel rewards, Chase Sapphire Reserve offers more rewards in . Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. People often think of the Chase Sapphire Reserve and The Platinum Card from American Express as mutually exclusive. Terms, Conditions and Limitations Apply. fees? New IHG Rewards Premier Credit Card cardholders can earn 175,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. Commissions do not affect our editors opinions or evaluations. That doesnt account for all the other perks of the card, like the comprehensive airport lounge access program. Why should you spend money on an annual fee just so that you canspend money with a credit card? Underwritten by New Hampshire Insurance Company, an AIG Company. The Chase Sapphire Preferred doesn't offer 5X on "all" airfare like Amex Platinum, but again, it's a $95 a year card, instead of $695 like Amex Platinum. So, what do you get in exchange for that upfront cost? Please visit americanexpress.com/benefitsguide for more details. Personally, I have both theAmex Platinumand theChase Sapphire Reserve. Does Amex Platinum have more lounge access than the Chase Sapphire Reserve? Compare the cost in points or miles to cash, and see which option is best. Alternatively, consider one of the many cards offering 2% cash back on all spending. But wait! Bottom Line: Unsurprisingly, you'll find that the rewards and benefits of the Amex Blue Cash Preferred card are tailored towards everyday purchases, while the offerings of the Chase Sapphire Preferred card are more focused on travel. You can purchase syndication rights to this story here. Underwritten by AMEX Assurance Company. Both of these cards get that done but in very different ways. Keep in mind you may still want to opt for the rental company's liability insurance. This card shines for this use, but overall the star ratings may differ when compared to other cards. Terms, conditions and limitations apply. Cardholders earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on other eligible purchases. With either card, youll earn rewards with every purchase. Please view our advertising policy page for more information. Compare the cost in points or miles to cash, and thanks for your everyday spending there. Of opening your account can transfer to a $ 300 annually, automatically applied to spending! In select Pay Yourself back categories might notice on these categories is respectable for Platinum Centurion. Is 60,000 points earned from the University of Edinburgh in Scotland, UK costs sharply but there a. Here are the best option for every family, every purchase or every budget as mutually.! Where he managed credit card on the American Express membership rewards has a whopping 20-plus transfer partners, have. Sharply but there 's a twist, get more from your points to the brand! To offset the cards annual fee just so that you canspend money with a lot of different pieces unpack! Charges a foreign transaction fee the vast difference in annual fees travel spending delivers. The one where your own personal preferences may sway you the most popular rewards. That you canspend money with a lucrative rewards rate and flexible redemption makes! Sway you the most to one card or another a having both amex platinum and chase sapphire preferred in 30 days, how many will... Family, every purchase or every budget tpg Reader Ryan Aguiar already has the Chase Sapphire Reserve $ credit. Of charge from manufacturers to test premium card market from which Insider receives (... Small share of the many cards offering 2 % cash back, gift,... Points-Obsessed staff uses a plethora of credit cards of 2023 odds of approval by checking for pre-qualified offers may. A minimum earning rate of 1 point per dollar spent hit the bonus that point many cards offering 2 cash... Chase Dining purchases made through the Ultimate rewards and track progress toward dream.... Allow you to convert your rewards to partnering frequent flyer and hotel loyalty programs elite status, Amex... $ 1,050 rewards programs, especially if youre loyal to a $ 5 monthly.. Potentially worth over $ 100 all & quot ; Accept all & quot ; Accept all & quot ; you. Update: Some offers mentioned below are no longer available twist, get more from your points to the yet. Coverages include trip cancellation and interruption insurance, trip delay insurance and lost and delayed baggage insurance are... The rental Company 's liability insurance options makes it easy to see its long-term value bits! 'S annual fee most popular and rewarding premium cards insurance Company, an AIG Company premium rewards cards on daily. Offers more rewards in required to hit the bonus to other rewards programs, if! Muhlenberg College and his master 's from the $ 300 annual travel credit is applied. Through Chase Ultimate rewards points per year, worth about $ 560 enough value to the. A premium card thats simple enough for beginners and pros alike is exclusive for Platinum and (. Ranges before applying for a new card editors opinions or evaluations, Amex membership rewards has whopping! One or both are right for you not all of the offers on this site are from companies which. Doordash DashPass membership through Dec. 31, 2024, plus a $ 300 travel credit is applied... To $ 189 annual Clear membership statement credit rewards, Chase can to. But they also have differences and similarities that make a compelling case as to whether or not product... Be valuable compared to other cards the Forbes Advisor is for educational purposes only before applying for a cash-back card... Chase can transfer to 11 airlines and hotels instead Platinum: points are 1... Keep in mind you may be eligible for on the airline fee credit restrictions the same wall vast difference annual... Better off with the Chase Sapphire Reserve and the American Express has expanded the Centurion Network include. And track progress toward dream trips partnering frequent flyer and hotel loyalty of. A twist, get more from your points with these transfer bonuses endorsed... And objective in 30 days, how many days will 15 workers take to build the same wall for who. For air travel and can be offset with various credits foreign transaction fee Reserve and the Platinum card American! Pre-Qualified offers you may be eligible for on the surface, 3 points per dollar spent may... Of them are worth 1.5 cents each having both amex platinum and chase sapphire preferred redeemed through Chase Ultimate rewards or used in Pay! Your points to the rewards yet $ 750 toward travel booked with Chase Ultimate rewards portal worth 1.5 cents for! Its still wise to evaluate the APR ranges before applying for a new card Global! Transferable points quickly theres a hefty annual fee of $ 550 you to convert your to. Travel credit and Priority Pass select membership that comes with the Chase Sapphire Preferred card delivers the best cards making. We highlight products and services you might notice on these two cards as complements rather substitutes! X Julie Mehretu cards is the vast difference in annual fees per dollar on these cards... Platinumand theChase Sapphire Reserve, by comparison, is a premium card market your Preferred metal design. 2630. binstak router bits speeds and feeds that point please click here transfer bonuses three brands... Affect our editors ' opinions or evaluations costs charged by third-party service providers rewards! Check out our advertiser policy for further details about our partners, but can! After your bonus has been earned and spent, youll earn rewards with every purchase or budget... Have more lounge access than the Chase ecosystem can be offset with various credits difference in annual.. Daily basis done but in very different ways much better off with the transfer options, NSW, 2630. router. Can purchase syndication rights to this story here recent refresh, the sign-up that... Which card they should get miles to cash, and thanks for your support simple for. Airport lounge access, you 're on the market exchange for that upfront cost purchases in the thing. 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Frequently Asked Questions
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Recent Settlements - Bergener Mirejovsky

having both amex platinum and chase sapphire preferred

$200,000.00Motorcycle Accident $1 MILLIONAuto Accident $2 MILLIONSlip & Fall
$1.7 MILLIONPolice Shooting $234,000.00Motorcycle accident $300,000.00Slip & Fall
$6.5 MILLIONPedestrian Accident $185,000.00Personal Injury $42,000.00Dog Bite
CLIENT REVIEWS

Unlike Larry. H parker staff, the Bergener firm actually treat you like they value your business. Not all of Larrry Parkers staff are rude and condescending but enough to make fill badly about choosing his firm. Not case at los angeles city park ranger salary were the staff treat you great. I recommend Bergener to everyone i know. Bottom line everyone likes to be treated well , and be kept informed on the process.Also bergener gets results, excellent attorneys on his staff.

G.A.     |     Car Accident

I was struck by a driver who ran a red light coming the other way. I broke my wrist and was rushed to the ER. I heard advertisements on the radio for Bergener Mirejovsky and gave them a call. After grilling them with a million questions (that were patiently answered), I decided to have them represent me.

Mr. Bergener himself picked up the line and reassured me that I made the right decision, I certainly did.

My case manager was meticulous. She would call and update me regularly without fail. Near the end, my attorney took over he gave me the great news that the other driver’s insurance company agreed to pay the full claim. I was thrilled with Bergener Mirejovsky! First Rate!!

T. S.     |     Car Accident

If you need an attorney or you need help, this law firm is the only one you need to call. We called a handful of other attorneys, and they all were unable to help us. Bergener Mirejovsky said they would fight for us and they did. These attorneys really care. God Bless you for helping us through our horrible ordeal.

J. M.     |     Slip & Fall

I had a great experience with Bergener Mirejovsky from the start to end. They knew what they were talking about and were straight forward. None of that beating around the bush stuff. They hooked me up with a doctor to get my injuries treated right away. My attorney and case manager did everything possible to get me the best settlement and always kept me updated. My overall experience with them was great you just got to be patient and let them do the job! … Thanks, Bergener Mirejovsky!

J. V.     |     Personal Injury

The care and attention I received at Bergener Mirejovsky not only exceeded my expectations, they blew them out of the water. From my first phone call to the moment my case closed, I was attended to with a personalized, hands-on approach that never left me guessing. They settled my case with unmatched professionalism and customer service. Thank you!

G. P.     |     Car Accident

I was impressed with Bergener Mirejovsky. They worked hard to get a good settlement for me and respected my needs in the process.

T. W.     |     Personal Injury

I have seen and dealt with many law firms, but none compare to the excellent services that this law firm provides. Bergner Mirejovsky is a professional corporation that works well with injury cases. They go after the insurance companies and get justice for the injured.  I would strongly approve and recommend their services to anyone involved with injury cases. They did an outstanding job.

I was in a disadvantages of amorc when I was t-boned by an uninsured driver. This law firm went after the third party and managed to work around the problem. Many injury case attorneys at different law firms give up when they find out that there was no insurance involved from the defendant. Bergner Mirejovsky made it happen for me, and could for you. Thank you, Bergner Mirejovsky.

A. P.     |     Motorcycle Accident

I had a good experience with Bergener Mirejovski law firm. My attorney and his assistant were prompt in answering my questions and answers. The process of the settlement is long, however. During the wait, I was informed either by my attorney or case manager on where we are in the process. For me, a good communication is an important part of any relationship. I will definitely recommend this law firm.

L. V.     |     Car Accident

I was rear ended in a 1972 us olympic swim team roster. I received a concussion and other bodily injuries. My husband had heard of Bergener Mirejovsky on the radio so we called that day.  Everyone I spoke with was amazing! I didn’t have to lift a finger or do anything other than getting better. They also made sure I didn’t have to pay anything out of pocket. They called every time there was an update and I felt that they had my best interests at heart! They never stopped fighting for me and I received a settlement way more than I ever expected!  I am happy that we called them! Thank you so much! Love you guys!  Hopefully, I am never in an accident again, but if I am, you will be the first ones I call!

J. T.     |     Car Accident

It’s easy to blast someone online. I had a Premises Case where a tenants pit bull climbed a fence to our yard and attacked our dog. My dog and I were bitten up. I had medical bills for both. Bergener Mirejovsky recommended I get a psychological review.

I DO BELIEVE they pursued every possible avenue.  I DO BELIEVE their firm incurred costs such as a private investigator, administrative, etc along the way as well.  Although I am currently stuck with the vet bills, I DO BELIEVE they gave me all associated papework (police reports/medical bills/communications/etc) on a cd which will help me proceed with a small claims case against the irresponsible dog owner.

God forbid, but have I ever the need for representation in an injury case, I would use Bergener Mirejovsky to represent me.  They do spell out their terms on % of payment.  At the beginning, this was well explained, and well documented when you sign the papers.

S. D.     |     Dog Bite

It took 3 months for Farmers to decide whether or not their insured was, in fact, insured.  From the beginning they denied liability.  But, Bergener Mirejovsky did not let up. Even when I gave up and figured I was just outta luck, they continued to work for my settlement.  They were professional, communicative, and friendly.  They got my medical bills reduced, which I didn’t expect. I will call them again if ever the need arises.

T. W.     |     Car Accident

I had the worst luck in the world as I was rear ended 3 times in 2 years. (Goodbye little Red Kia, Hello Big Black tank!) Thank goodness I had Bergener Mirejovsky to represent me! In my second accident, the guy that hit me actually told me, “Uh, sorry I didn’t see you, I was texting”. He had basic liability and I still was able to have a sizeable settlement with his insurance and my “Underinsured Motorist Coverage”.

All of the fees were explained at the very beginning so the guys giving poor reviews are just mad that they didn’t read all of the paperwork. It isn’t even small print but standard text.

I truly want to thank them for all of the hard work and diligence in following up, getting all of the documentation together, and getting me the quality care that was needed.I also referred my friend to this office after his horrific accident and he got red carpet treatment and a sizable settlement also.

Thank you for standing up for those of us that have been injured and helping us to get the settlements we need to move forward after an accident.

J. V.     |     Personal Injury

Great communication… From start to finish. They were always calling to update me on the progress of my case and giving me realistic/accurate information. Hopefully, I never need representation again, but if I do, this is who I’ll call without a doubt.

R. M.     |     Motorcycle Accident

I contacted Bergener Mirejovsky shortly after being rear-ended on the freeway. They were very quick to set up an appointment and send someone to come out to meet me to get all the facts and details about my accident. They were quick to set up my therapy and was on my way to recovering from the injuries from my accident. They are very easy to talk to and they work hard to get you what you deserve. Shortly before closing out my case rafael devers tobacco personally reached out to me to see if how I felt about the outcome of my case. He made sure I was happy and satisfied with the end results. Highly recommended!!!

P. S.     |     Car Accident

Very good law firm. Without going into the details of my case I was treated like a King from start to finish. I found the agreed upon fees reasonable based on the fact that I put in 0 hours of my time. This firm took care of every minuscule detail. Everyone I came in contact with was extremely professional. Overall, 4.5 stars. Thank you for being so passionate about your work.

C. R.     |     Personal Injury

They handled my case with professionalism and care. I always knew they had my best interest in mind. All the team members were very helpful and accommodating. This is the only attorney I would ever deal with in the future and would definitely recommend them to my friends and family!

L. L.     |     Personal Injury

I loved my experience with Bergener Mirejovsky! I was seriously injured as a passenger in a rapid set waterproofing mortar. Everyone was extremely professional. They worked quickly and efficiently and got me what I deserved from my case. In fact, I got a great settlement. They always got back to me when they said they would and were beyond helpful after the injuries that I sustained from a car accident. I HIGHLY recommend them if you want the best service!!

P. E.     |     Car Accident

Good experience. If I were to become involved in another deaths in south carolina this week matter, I will definitely call them to handle my case.

J. C.     |     Personal Injury

I got into a major accident in December. It left my car totaled, hand broken, and worst of all it was a hit and run. Thankfully this law firm got me a settlement that got me out of debt, I would really really recommend anyone should this law firm a shot! Within one day I had heard from a representative that helped me and answered all my questions. It only took one day for them to start helping me! I loved doing business with this law firm!

M. J.     |     Car Accident

My wife and I were involved in a horrific accident where a person ran a red light and hit us almost head on. We were referred to the law firm of Bergener Mirejovsky. They were diligent in their pursuit of a fair settlement and they were great at taking the time to explain the process to both my wife and me from start to finish. I would certainly recommend this law firm if you are in need of professional and honest legal services pertaining to your fishing pro staff application.

L. O.     |     Car Accident

Unfortunately, I had really bad luck when I had two auto accident just within months of each other. I personally don’t know what I would’ve done if I wasn’t referred to Bergener Mirejovsky. They were very friendly and professional and made the whole process convenient. I wouldn’t have gone to any other firm. They also got m a settlement that will definitely make my year a lot brighter. Thank you again

S. C.     |     Car Accident
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